Ontario Montclair School Employees FCU has partnered with VARRIS Mortgage Solutions to provide expert consulting and processing services. This business relationship brings greater support and expanded services to the credit union’s first mortgage program.  Our Mortgage Center is packed full of resources to make your borrowing experience simple and enjoyable. Please take a look at the many options available to you on this web site.

  • I like a deal and that's why I always come back to the VARRIS and my credit union...

    ~ Cheryl Francis Harrington

Current Rates

Elite Conf 30 Yr Fixed 6.500% 0.500 6.604%
Elite Conf 15 Yr Fixed 5.750% 0.500 5.913%
Elite High Bal 30 Yr Fixed 6.750% 0.500 6.846%
Elite High Bal 15 Yr Fixed 6.000% 0.500 6.149%
Prime Jumbo 30 Yr Fixed 7.125% 0.500 7.220%
Last update: 2024-07-22

Assumptions    Details

1-Minute Pre-Qual

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  1. We will find your last Pre-Qualification for you to edit.
  2. First-time users can pre-qualify in One Minute and your next time back will go even faster.

Apply for a loan

It's a good idea to get preapproved for a loan if you are seriously looking to buy a home. Once you're preapproved, you'll have a commitment from us, so you can make an offer on a home with confidence.

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Continue an Application

If you started a loan application but have not yet submitted it, you can log in and complete the process here.


Check Loan Status

If you already have a loan with us, you can view the status or upload documents at any time.

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Financial News

See a list of daily financial news articles.


Try one of our mortgage calculators to calculate answers your purchase or refinance questions.


Here are answers to some of the most frequently asked questions from our members.

Glossary of Terms

Use our glossary to look up definitions of mortgage terms.